Here at Home Care Chicago, we know that as you get older, sometimes mutual goals amongst senior spouses can get lost. You fall into a pattern, but fail to focus the future of your lives together. Start this year by working together towards your goals and you’ll feel that essential bond reinforced.

1. Improve your health together – you’ll be better motivated if the person that you live with and spend most of your time with has the same goals. When you go out to eat, make healthier choices together and find exercise activities you enjoy doing together

2. Eat at home – it’s easier to make healthy choices when you eat at home. Vow to dine in more often, and try to incorporate unique recipes you enjoy eating out into a healthy home diet

3. Get out and explore – many seniors have lived in their city for decades and have come to take it for granted. Each week, get out there with your spouse and explore a museum and a local park. You’ll appreciate the local culture and get moving at the same time

4. Eliminate bad habits – spouses may not have the same bad habit, though they can encourage one another to eliminate theirs. Quit smoking while your loved one cuts back on drinking

Via: Suite101

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When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.

As seniors get older and begin to struggle with living independently, they along with their families have some tough choices to make. Choosing a senior care option is not an easy decision, but one newly emerging trend for those seniors who require more than home care services is to use assisted living facilities (AFLs) which offer the following services and benefits:

1. Living independently – seniors in ALFs are often in one-bedroom or studio apartment buildings, so they have the privacy and independence that they require

2. Safety is offered – ALF apartments anticipate the safety needs of seniors and ensure that they include grab bars, ramps and other essential safety devices. Supervisors are always available to respond to emergencies

3. Seniors don’t need to worry about home maintenance – cleaning services, including laundry can be provided by ALF

4. Activity of daily living services are offered – bathing, dressing, and medication reminders can be provided. There are also special facilities for those who suffer with Alzheimer’s and dementia and designated services

When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.

Seniors don’t just need to focus on saving money over the holidays; when they live on limited incomes, budgeting is crucial year-round. But, with the holidays approaching they’re sure to have additional expenses, which makes financial planning even more important to ensure that seniors can get by! The following are 10 useful financial planning tips that all seniors should consider over the holidays:

1. Talk to a professional – talking to a financial planner, either by using a service or speaking with one provided by a local branch of your bank can help you make sure you plan to meet your financial goals and needs. For example, they can help you get on track saving for future medical or care needs.

2. Don’t be afraid to ask for help – if you’re struggling to cover your basic needs then your local Area Agency on Aging can connect you with resources that can help

3. Find ways to reduce utility costs – keep blinds down and windows and doors closed to preserve optimal temperatures for your house

4. Walk, don’t drive – taking a car or public transportation can be more costly, so walk when possible and benefit your health and your wallet

5. Never make fast financial decisions – always ask for a second opinion before making decisions

6. Grow your own produce – plant a garden in your yard, a family member’s garden, or in a community plot to grow your own produce and cut down on food costs

7. Buy healthy items – convenient, pre-prepared items might be fast and easy, but they are less healthy and often  more expensive

8. Buy generic – generic brands are less expensive, purchase them for foods and for your medications

9. Carpool – it’s more fun to travel places with company anyways; share transportation costs by carpooling!

10. Plan to stay at home – aging in place is the more desirable option for most seniors, and it can be more cost-effective too

Via: Home Instead Senior Care

When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.

Over the next couple of weeks, we’re going to teach seniors and caregivers about how to make more productive use of their time, essentially turning 24 hours of inefficient time into 36 hours of sheer productivity each and every day. We’ll focus on the following elements of improving productivity to make the most out of everything you set out to achieve. Here’s a little teaser, but stay tuned for more on each of these points!

1. Sleeping for productivity

2. Eating your way to a 36 hour day

3. Learning to multi-task effectively

4. Organizing your way to success

5. Learning how to get it done faster

6. Learning while multi-tasking in your free time

7. Using technology to increase productivity

8. Turning off

9. Asking for help

Via: Gaia.com

When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.

Learning how to manage money after years of having someone else take control can be stressful when it’s uncharted territory, but unfortunately, many boomer women find themselves in this situation where their financial future is uncertain. Here are some tips on how boomer women can take control over their finances.

1. Let go of the idea that it’s too late – you might feel that as you approach your senior years, it’s too late to get yourself out of any financial mess you’ve made or learn new methods when it comes to managing your finances. When it comes to financial planning, it’s never too late to start!

2. Learn about money – this may sound obvious, but start doing your homework and research about all things finance. Learn about investment options, about financing available, about interest rates, and about anything that’s likely to apply to your situation before you even make your next move. Books and the internet are both great resources

3. Talk to a financial planner – you can hire a personal money adviser or speak to one that’s already available to you at your Chicago bank (although someone independent might be more impartial) in order to keep you informed and help you make financial decisions

4. Support yourself – if you don’t have the means to save, invest or pay off debts, you might need to get a job. Find something you love, but ensure you have a set goal for earnings that will help you reach your financial goals

5. Pay off debts – don’t put it off, find a way to start paying off credit cards and loans right away

6. Save and invest – put money away every month without fail, every little bit will help you reach your financial goals and bring financial security

Via: Let Life In

When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.

Don’t you sometimes feel that by the time you’ve finished planning for your vacation, you feel that you need one more than ever just because of the stress of the process? Well, it doesn’t need to be that way for seniors if they take advantage of available resources:

1. Kayak – in order to find the lowest price fare available for their destination of choice, seniors can browse flights at this website. This is also a way for seniors to read about the various destinations and traveller reviews to make a decision about their trip. This saves the hassle of having to check fares and flight times at multiple airlines, and seniors can book directly with this travel site or use it simply as a resource

2. Away –if you’re travelling at a destination you’ve never been to, it’s hard to know what there is to do there, and leaving it until your arrival can require you to be perhaps more impulsive than you’d like. Seniors can login to Away and browse the destination they’re travelling to in order to find activities. This resource can also be used before a destination is settled on to help determine where to go!

3. Hotwire – when seniors are planning a trip ahead of time, they can setup to receive email alerts when there are sales on trips to a destination they’re considering, and prices are available for flights, accommodations and all aspects of travel

4. Orbitz – seniors who are thinking about taking a cruise or a different kid of trip, can look at Orbitz before booking to compare prices and also receive travel insurance

Via: Associated Content

When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.

If your dream retirement is to spend your days cruising the high seas on a cruise ship, the reality might be closer than you think. Instead of spending an arm and a leg on a vacation that’s over in a week or two, invest in a floating retirement community. Yes, condos on cruise ships do exist, and can keep seniors travelling the world without ever having to leave home. Of course, a spot on the Residential Cruise Line doesn’t come cheap at nearly $2 million or higher,  but can work for those who have the money and want the best of both worlds. Here are some tips for moving aboard a floating community:

1. Pack products for seasickness – although large cruise ships do offer stability, be prepared for rough seas and before going aboard, talk to your doctor about medications or products that can help with sea sickness

2. Pack wisely – remember, you might not have as much space for your wardrobe, so choose key items for your cruise ship suite, and make sure you have something for every occasion.

3. Think about how much you’ll be there – you can purchase a property that’s just for you on a floating community or choose one that’s shared if you still intend on staying at a primary residence for part of the year

4. If it seems pricey, think about what you’d spend on travel – if you plan on taking trips annually, those costs can add up. Think about what you’ll spend annually, and remember, by investing in a property like this, your travel costs are virtually always covered and it tours the high seas worldwide.

Via: TrendHunter

When needing help with aging parents or older adults living in the Chicago area please contact one of our offices -  Home Care Chicago North Side (773) 784-4024, Home Care Chicago Gold Coast and Lincoln Park (773) 463-3500, or Home Care Chicago Downtown, Near West, South Side (312) 348-7238.